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"One morning something over a year ago a queer little man came to my office. He told me his name, Scroggie, but refused to give me any address. He said he wished to make his will and insisted that I draw it up. It was a simple will, as I remember it, merely stating that 'I something-or-other, Scroggie, hereby bequeath all my belongings, including land and money, to Frank Stanhope.' I made it out exactly as he worded it, had it sealed and witnessed and handed it to him. But the old fellow refused to take it. I asked him why, and he said: 'You keep it safe until I send for it. I'm willin' to pay for your trouble.', "Then you knowed I was scared?" he cried in wonder., The breakfast bell at this moment summoned them from the lawn. At table Captain Acton said that he had asked Mr Lawrence to meet him at his office down on the quay at half-past ten. This office was in a little house a few minutes' walk from the warehouses. Captain Acton employed a person who looked after his affairs, who, with the assistance of a[Pg 82] couple of clerks, saw to the delivery and loading of cargoes, to the needs of the ships in respect of gear, canvas, carpenters' and boatswains' stores, and so forth. But not the less did the gallant Captain take an interest in his own business. He was laudably anxious to promote the prosperity of Old Harbour and Old Harbour Town, but though he was a rich man—a very rich man indeed in those days, having come into a fortune of eighty thousand pounds, together with the finely wooded and beautiful freehold estate known as Old Harbour House—he was by no means disposed to lose money in marine speculation; so he kept a keen eye upon the books, examined narrowly all the demands which were made for the ship's furniture, closely watched the markets in rum, sugar, and coffee, and having a clear perception of the risks of war, justly appraised the value of his tonnage to those who desired consignments through his bottoms..