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Billy put his hand on the latch of the door, then stood, frozen into inaction. From the interior of the shanty had come a groan—a human groan! Billy almost dropped the lantern. A cold shiver ran down his spine. His mind flashed to Old Scroggie's ghost. The hand that groped into his pocket in search of the rabbit-foot charm trembled so it could scarcely clasp that cherished object., "I may trust, at all events," continued the money-lender, "now that you are in receipt of money—and if the terms have been correctly named to me they speak very highly in favour of Captain Acton's generosity—that you will give my debt your immediate attention, and that if you cannot pay all, you will pay as much as I have a right to expect from the amount you receive.", Lower Street was not the street in which Lucy shopped. It consisted mainly of little houses with screen doors and bright brass knockers, and lozenged windows which opened and shut in the French style, so that a small piece of the window could be opened at will. These houses were the dwelling-places of pilots, sailors, and fishermen belonging to the district. In the middle of the street was a Nonconformist Chapel with a burial ground spreading out in front of it till its outer confines were half-way upon the footpath; a wonderfully tended resting-place: its billows of grass marked in most cases the silent beds of seafarers; the decoration of flower or[Pg 36] memorial was largely nautical: the anchor, the Liliputian bows of a ship as a headpiece, and here and there the headpiece was a gun. Tombstones whose inscriptions endless discharges of wet and the fretting action of the wind had rendered almost illegible, leaned as though for support in their weariness against the walls of the adjacent houses; so that a few bricks or stones might separate a row of dead men from a little parlour full of cheerful company where the fire crackled briskly, where the oil flame shook in ripples of yellow radiance upon the walls and the ceiling, where the atmosphere was good with the perfume of rum punch, and where a manly voice in an interval of silence might be heard singing a nautical ballad to the accompaniment of a fiddle..