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Billy's mind worked with lightning speed., He seemed to know the handwriting on the envelope, and there was a frown upon his face as he broke the big seal. He read it where he stood. It was a letter from a Captain Rousby informing him that he owed him the sum of one hundred guineas, that this money as a debt of honour had been payable immediately on proof of the loss of the wager, but that so far from having received it, Captain Rousby had been waiting for nine months without obtaining further satisfaction than the now wearisome and well-worn excuse that Mr Lawrence could not immediately pay, that he was expecting to obtain employment in the course of the month which would enable him to discharge this debt with interest if Captain Rousby thought proper. The Captain informed Mr Lawrence that last week Mrs Rousby had presented him with twins, a catastrophe which greatly increased his expenses at a time when he was without employment, and when money was never more urgently needed. Captain Rousby then went on to inform[Pg 123] Mr Lawrence that if a portion of this debt, say twenty-five guineas, was not sent to him by the first of June, it would be his unpleasant duty to visit Old Harbour Town, call upon Sir William Lawrence and state the facts of the case to him as an officer and a gentleman. If he could obtain no satisfaction from the Admiral, it would be his painful duty—a duty that must be singularly distasteful to a man who had been a messmate and shipmate of Mr Lawrence—to take such steps as his lawyer might advise., They stepped out into plain view of the crow, who was muttering to the gold-piece which he now held before his eyes in one black claw. Croaker lowered his head and twisted it from side to side in sheer wonder. He could scarcely believe his eyes. Then as Billy stepped forward and called him by name his black neck-ruff arose in anger and, dropping his prized bit of gold, he poured out such a torrent of abuse upon the boy and girl that Lou put her fingers in her ears to stop the sound..